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At 4:00 PM ET on Friday, we will be playing the Western Michigan Broncos (220) plus the points versus the BYU Cougars (219). THE SITUATION: Western Michigan (7-5) enters the postseason coming off a 28-21 upset win over Northern Illinois as a 6.5-point underdog back on November 20th. BYU (6-6) saw their two-game winning streak snapped on November 24th with their 35-27 loss at Utah as a 10.5-point underdog.

REASONS TO TAKE THE BRONCOS PLUS THE POINTS: Western Michigan has covered the point spread in 8 of their last 12 games after a win at home. And while some teams may suffer an emotional letdown after an upset victory, I suspect that victory for this Broncos team will be galvanizing for them. Second year head coach Tim Lester fired his defensive coordinator before that game against the Huskies and the result was his defense played their best game of the season by only allowing 262 yards of offense. Western Michigan has covered the point spread in 5 of their last 7 games after not allowing more than 275 yards in their last game. The Broncos have also covered the point spread in 4 straight games after an upset victory as a home underdog — and they have also covered the point spread in 4 straight games after pulling an upset over a conference rival. Western Michigan dominated that Northern Illinois team that then went on to upset Buffalo in the Mid-American Conference Championship Game as they out-gained them by +137 net yards. The Broncos have then covered the point spread in 11 of their last 16 games after out-gaining their last opponent by at least +125 yards. The extra weeks of bowl practice should help in the continued development of freshman quarterback Kaleb Eleby who has started the last three games for the injured Jon Wassink. Eleby completed 19 of 35 passes for 285 yards against a stout Huskies defense — and he is completing 64.5% of his passes this season. Western Michigan has covered the point spread in 15 of their last 22 games after passing for at least 285 yards in their last game. And in their last 17 games on the road after losing three of their last four games, the Broncos have covered the point spread in 14 of these contests. BYU has questionable motivation issues after blowing a 20-0 halftime lead against their in-state rivals to close out the season. Losing that game cost the Cougars a more attractive bowl site — now they travel north to bland Boise to play a team not representing a Power Five conference. This BYU team has a host of distractions as well with some players out getting married with others out due to injuries and a number of players taking exams while on this trip. The Cougars have failed to cover the point spread in 3 of their last 4 games after a bye week. They also have a freshman at quarterback with Zach Wilson starting the last six games for the team when he was tapped by head coach Kalani Sitake to take over as the starter. BYU relies on their defense as they grind out games with an offense dedicated to running the ball and winning the battle at the line of scrimmage. While that is a consistent way to be be successful and stay competitive in all their games, it is not a reliable way to cover double-digit point spreads. The Cougars have failed to cover the point spread in 4 straight bowl games — and they have failed to cover the point spread in 6 of their last 8 games played on a neutral field. Together, these team trends produce our specific 74-24 ATS combined angle for this situation.

FINAL TAKE: This is the first bowl game for Western Michigan under head coach Lester after they were one of the few teams passed over despite having six wins last season. They should be motivated to make a statement in this game to close out their season. BYU has hire expectations as an independent modeling their program as the Notre Dame of the west. BYU’s defense may be the difference in this game — but they are laying way too many points as a double-digit favorite. 10* CFB BYU-Western Michigan ESPN Special with the Western Michigan Broncos (220) plus the points versus the BYU Cougars (219). Best of luck for us — Frank.

At 12:30 PM ET on Friday, we will be playing the Florida International Golden Panthers (217) plus the points versus the Toledo Rockets (218). FIU (8-4) looks to bounce-back from their 28-25 loss to Marshall as a 3.5-point underdog on November 25th. Toledo (7-5) has won two straight games after their 51-13 win over Central Michigan as a 19-point favorite on November 23rd.

REASONS TO TAKE THE GOLDEN PANTHERS PLUS THE POINTS: FIU has rebounded to cover the point spread in 8 of their last 11 games after a straight-up loss — and they have covered the point spread in 6 of their last 7 games after a loss to a conference rival. The Golden Panthers will be without their starting quarterback James Morgan in this game as he has been declared out with an injury he sustained in that final game against the Thundering Herd. Junior Christian Alexander has experience under center this season and he will get the start tonight. He benefits from getting most of the starter’s reps in bowl practice — and he is the likely starter next season. He will also be protected by a good offensive line that allowed only 10 sacks this season. The Golden Panthers have covered the point spread in 4 straight games against teams with a winning record — and they have covered the point spread in 5 of their last 7 games against teams outside the Mid-American Conference. FIU has also covered the point spread in 14 of their last 22 games as an underdog. And while they have played five straight games Over the Total, they have then covered the point spread in 24 of their last 35 games after playing at least two straight Overs. Toledo has played two straight games Over the Total — but they have failed to cover the point spread in 23 of their last 33 games after playing at least two straight Overs. The Rockets have also failed to cover the point spread in 6 of their last 8 games after a straight-up loss — and they have failed to cover the point spread in 4 straight games after not allowing more than 20 points. This Toledo team has a leaky defense which makes them precarious favorites now when laying at least a touchdown. They rank 94th in the nation by allowing 430.1 total YPG — and they are giving up 30.2 PPG. When playing away from home, the Rockets are being out-gained by -21.6 Yards-Per-Game. This is also a team playing with their second-string quarterback with sophomore Eli Peters now their starter after the season-ending injury to Mitchell Guadagni last month. Toledo has failed to cover the point spread in 5 of their last 7 games against teams with a winning record — and they have failed to cover the point spread in 5 of their last 7 games against non-conference opponents. Lastly, the Rockets are just 1-5-1 ATS in their last 7 games in the month of December — and they have failed to cover the point spread in 4 straight games when playing with more than two weeks of rest and preparation.

FINAL TAKE: I am adding this as a late play given the line movement on Toledo that has elevated the Golden Panthers to an underdog getting (at least) 7 points in most spots. The FIU offense will be fine with Alexander — especially against this porous Rockets defense. Too many points to lay. Both of these teams will be motivated to play in the Bahamas. Toledo was shutout by Appalachian State in the Dollar General Bowl last season but FIU was embarrassed in a 28-3 loss to Temple in the Gasparilla Bowl in a game where they had to rely on unprepared backup quarterbacks after an injury to senior QB Alex McGough. 10* CFB FIU-Toledo ESPN Special with the Florida International Golden Panthers (217) plus the points versus the Toledo Rockets (218). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the South Florida Bulls (216) plus the points versus the Marshall Thundering Herd (215) in the Gasparilla Bowl. THE SITUATION: Marshall (8-4) saw their three-game winning streak snapped on December 1st with their 41-20 loss at Virginia Tech as a 3.5-point underdog. South Florida (7-5) has lost five straight games after their 38-10 loss to Central Florida as a 16.5-point favorite back on November 23rd. With this bowl game being moved from St. Petersburg to Raymond James Stadium on Tampa Bay, the Bulls playing in their home stadium for this bowl game.

REASONS TO TAKE SOUTH FLORIDA PLUS THE POINTS: Not only are the Bulls 7-3-1 ATS in their last 11 games after a straight-up loss but they have covered the point spread in 5 of their last 6 games after a double-digit loss at home. Furthermore, South Florida has covered the point spread in 6 straight games at home after a loss by at least four touchdowns. It has almost been a month since the Bulls last played and second-year head coach Charlie Strong needed to take full advantage of bowl preparation as looks to build this team for next season. Things started very well for this team with second straight wins to begin the season — and a victory now will remove the bad taste that is in everyone’s mouth after this team dropped its last five games. South Florida has covered the point spread in 4 of their last 5 games when playing with at least two weeks between games. The big question for this team is whether or not junior quarterback Blake Barnett will be able to take the field in this game. The former Alabama QB injured his ankle two games ago which kept him out of that final game with UCF. Barnett is officially listed as questionable for this contest and while he has taken off his walking boot this week, there is little other indication that he is actually ready to play in this game. I suspect that second-year head coach Charlie Strong will not risk further injury to his likely incumbent starter who has not practiced for this game and who will not be at 100%. The Bulls have only scored 27 combined points in their last two games — but they have covered the point spread in 16 of their last 22 games after failing to score more than 17 points in two straight games. South Florida remains a football team that has covered the point spread in 9 of their last 13 games against teams with a winning record. Marshall has failed to cover the point spread in 6 of their last 8 games after a loss by at least 20 points — and they have failed to cover the point spread in 5 straight games after winning three of their last four games. This is the Thundering Herd’s third straight game away from home — and they have failed to cover the point spread in 11 of their last 16 games after playing a game on the road. There are some concerns with the Marshall defense after a suspect Virginia Tech offense that generated 454 yards of offense. The Thundering Herd have failed to cover the point spread in 4 of their last 5 games after allowing at least 450 yards in their last game. While Marshall boasted an outstanding run defense this year, they did allow opponents to average 231.7 passing YPG against them which ranks 69th in the FBS. They also allowed home teams to average 372.8 total YPG against them which was over 35 more YPG than their season average. The Thundering Herd have failed to cover the point spread in 4 of their last 5 games on the road — and they have failed to cover the point spread in 6 of their last 8 games on the road as the favorite. Additionally, Marshall has failed to cover the point spread in 15 of their last 21 games as the favorite. And in their last 7 games with the Total in the 49.5 to 56 point range, they have failed to cover the point spread in 6 of these contests.

FINAL TAKE: The Thundering Herd were flat in their opportunity to upset a vulnerable Virginia Tech team which would have been a nice accomplishment for them. Their motivation to play a true road game in Tampa Bay against a team on a five-game losing streak with a 10-win season no longer possible will be a big challenge for Holliday as a head coach. On the other side of the field, home field advantage should have helped Strong get his team focused on salvaging their season and building for next year. Taking the points with the underdog is where the value is for this situation. 10* CFB Marshall-South Florida ESPN Special with the South Florida Bulls (216) plus the points versus the Marshall Thundering Herd (215) in the Gasparilla Bowl. Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the San Diego State Aztecs (214) plus the points versus the Ohio Bobcats (213). THE SITUATION: San Diego State (7-5) limps into the bowl season having lost three straight games after their 31-30 upset loss at home to Hawai’i to end their regular season despite being an 18-point favorite in that game back on November 24th. Ohio (8-4) has won two straight games with their 49-28 win over Akron as a 24-point favorite back on November 23rd. These two football programs meet for the first time in the Frisco Bowl in Frisco, Texas tonight.

REASONS TO TAKE THE AZTECS PLUS THE POINTS: It was a strange season for San Diego State. After an opening week loss at Stanford, the Aztecs rattled off six-straight wins including impressive wins against Arizona State and at Boise State. But Rocky Long’s team was hit with the injury bug with starting quarterback Christian Chapman and running back Juwan Washington missing significant time with injuries — and that coincided with a difficult stretch of the season where they had challenging road games at Nevada and Fresno State. San Diego State lost three of four games down the stretch against Mountain West Conference rivals that were decided by just 15 combined points. The team was then flat in their season finale where they got upset by Hawai’i. But now Chapman and Washington are healthy again — and one thing this program has been under Long’s leadership is reliable when bouncing-back a from loss. The Aztecs have covered the point spread in 11 of their last 13 road games after a loss decided by 3 points or less — and they have covered the point spread in 25 of their last 37 road games after a loss to a conference rival. Additionally, San Diego State has covered the point spread in 16 of their last 21 games on the road after losing three of their last four games. Having Washington healthy should jumpstart this offense as he rushed for 870 yards with ten touchdowns despite playing in just eight games. The Aztecs are once again outstanding on the defensive side of the football where they rank 20th in the nation by limiting their opponents to only 327.4 total YPG. The Bobcats want to run the football as they rank 9th in the nation by rushing for 262.2 rushing YPG. But San Diego State ranks 4th in the nation by allowing only 94.5 rushing YPG this season — and opposing rushers averaged just 2.7 Yards-Per-Carry. The Aztecs faced six teams that qualified for bowl games this season — and those six teams averaged only 64.3 rushing YPG against this stout San Diego State defense. The Aztecs entered this season with a 32-9 record over their last three seasons. They are rarely an underdog under Long’s leadership — but when they are, they have covered the point spread in 7 of their last 8 games when getting the points. Ohio has failed to cover the point spread in 17 of their last 23 games after a win by at least 20 points. The Bobcats preceded that 21-point win over the Zips with a 35-point win over Buffalo the previous week — but Frank Solich’s team has failed to cover the point spread in 8 of their last 11 games after winning their last two games by at least three touchdowns. Ohio has also failed to cover the point spread in 12 of their last 15 games when playing away from after winning their last two games by double-digits. The Bobcats out-rushed Akron by a whopping 349 net yards in their last game — but they have failed cover the point spread in 25 of their last 37 games after out-rushing their last opponent by at least 200 yards. Ohio has benefited from averaging +1.08 net turnovers per game this season which is the 5th best mark in the nation. They have not committed more than one turnover in six straight games. But after playing their last two games at home, they go on the road where they have failed to cover the point spread in 10 of their last 11 games after not committing more than one turnover in three straight games. They will be facing an Aztecs team that has not committed a turnover in two straight games. The Bobcats thrived at home where they were a perfect 6-0 this season — but they were just 2-4 on the road while being out-gained by -30 net YPG.

FINAL TAKE: Ohio has reached a bowl game in nine of the last ten seasons under Solich while enjoying a 41-6 blowout win over UAB in the Bahamas Bowl last year. San Diego State has reached a bowl game in all eight years in Long’s tenure but fourteen returning starters will look to redeem themselves from a 42-35 upset loss to Army in the Armed Forces Bowl as a 7-point favorite. With the Aztecs healthy again, they are probably the better team in this game — and they will be doubly motivated to use this game to erase last year’s underwhelming performance as well as the poor effort over three weeks against Hawai’i. 25* CFB Group of Five Bowl Game of the Year with the San Diego State Aztecs (214) plus the points versus the Ohio Bobcats (213). Best of luck for us — Frank.

At 7:00 PM ET on Tuesday, we will be playing the UAB Blazers (212) minus the point(s) versus the Northern Illinois Huskies (211). THE SITUATION: UAB (10-3) won the Conference USA Championship with their 27-25 upset win at Middle Tennessee as a 1.5-point underdog back on December 1st. Northern Illinois (8-5) snapped a two-game losing streak on November 30th by upsetting Buffalo by a 30-29 score as a 3-point underdog to win the Mid-American Championship. These two conference champions meet in the Boca Raton Bowl in Florida tonight.

REASONS TO LAY THE POINTS WITH THE BLAZERS: Alabama-Birmingham should play well tonight as they have covered the point spread in 6 of their last 8 games after a straight-up win — and they have covered the point spread in 4 of their last 5 games off win on the road against a conference opponent. UAB has also covered the point spread in 6 of their last 7 games after a point spread win. And while the Blazers surrendered 456 yards in that contest, they have then covered the point spread in 7 of their last 10 games after a point spread win. This team is led by one of one most underrated head coaches in the nation in Bill Clark who pulled off a minor miracle getting this team to a bowl game for two straight seasons despite the football program disbanded in the previous two years. UAB is led by an outstanding defense that is 10th in the nation by allowing 17.3 PPG while also holding their opponents to only 300.2 total YPG which is 11th best in the FBS. The Blazers have covered the point spread in 14 of their last 23 games when getting at least two weeks to prepare. And in their last 11 games against teams with a winning record, UAB has covered the point spread in 8 of these contests. Northern Illinois is a strange team to handicap. On the one hand, the fact that they were outscored and out-gained by their opponents this season should throw up some red flags. On the other hand, the Huskies played one of the most difficult non-conference schedules in the nation with games against Iowa, Utah, Florida State, and BYU — so those negative numbers need to be taken with a grain of salt for this non-power five conference team. The offense has been an issue for this team as they rank 119th in the nation by scoring just 20.7 PPG and they also rank 122nd in the FBS by averaging only 325.0 total YPG. In situations like this, looking to the team trends helps illuminate things if we can get a sense of the personality of the team in question when faces situations like this. Northern Illinois’ win over Buffalo went Over the 51.5 point Total — but they have failed to cover the point spread in 10 of their last 13 games after playing a game that finished Over the Total. The Huskies have also failed to cover the point spread in 10 of their last 15 games with the Total set in the 42.5 to 49 point range — and this includes them failing to cover the point spread in five of their last seven games with the over/under in that range. Furthermore, head coach Rod Carey is 0-5 in the five bowl games he has coached with an average losing margin of -25 PPG in those contests. While those results need to be taken with a grain of salt, it certainly is not a ringing endorsement for Carey’s vigor in getting his team ready to play in these postseason games. The Huskies are 5-16-1 ATS in their last 22 games played on a neutral field — and they have failed to cover the point spread in 11 of their last 14 games played on a neutral field as an underdog. At a certain point, we need to follow the numbers.

FINAL TAKE: Northern Illinois will certainly be motivated to end their bowl losing streak — and fourteen starters returned from last year’s team that was embarrassed by a 36-14 score to Duke in the Quick Lane Bowl. But UAB has sixteen starters back from last year’s team that got blown out by Ohio by a 41-6 score in the Bahamas Bowl. In hindsight, the Blazers may have just been happy to reach a bowl game since they were not playing football in the previous two seasons. Now this team travels to Florida with a conference championship and an opportunity to avenge that loss to another MAC opponent. I am trusting the team trends and the better defense in this bowl game. 10* CFB Boca Raton Bowl ESPN Special with the UAB Blazers (212) minus the point(s) versus the Northern Illinois Huskies (211). Best of luck for us — Frank.

At 9:00 PM ET on Saturday, we will be playing the Middle Tennessee Blue Raiders (209) plus the points versus the Appalachian State Mountaineers (210). THE SITUATION: Middle Tennessee (8-5) has lost two of their last three games after they 27-25 loss to UAB at home in the Conference USA Championship Game two weeks ago as a 1.5-point favorite. Appalachian State (10-2) has won five straight games with their 30-19 win over Louisiana-Lafayette as a 17.5-point favorite in the Sun Belt Conference Championship Game back on December 1st. These two teams meet in the Big Easy for the New Orleans Bowl.

REASONS TO TAKE THE BLUE RAIDERS PLUS THE POINTS: Head coach Rick Stockstill will have his team ready to play this bowl game with it being the final collegiate game for his son, Brent, as his starting quarterback. As it is, Middle Tennessee has covered the point spread in 11 of their last 14 games after a straight-up loss — and this includes them covering the point spread in five of their last six games after a defeat. The Blue Raiders has also covered the point spread in 4 of their last 5 games after a point spread loss. That was a difficult situation for this Middle Tennessee team (that we jumped all over) as they ended up playing the Blazers in two straight weeks after qualifying for the conference championship game by defeating UAB the previous week. After out-rushing the Blazers by +132 yards in their victory, they were then out-rushed by -129 yards the next week in that rematch. The Blue Raiders have covered the point spread in 25 of their last 37 games after being out-rushed in their last opponent by at least 125 yards. This team has still won five of their last seven games — and they have covered the point spread in 5 of their last 6 games after winning four or five of their last six contests. They have also covered the point spread in 4 of their last 5 games with the Total set in the 42.5 to 49 point range. And in their last 6 games against Sun Belt Conference opponents, Middle Tennessee has covered the point spread 5 times. Appalachian State has failed to cover the point spread in 5 of their last 7 games after a point spread loss. This team will be playing without their six-year head coach Scott Satterfield who left the program to take the Louisville head coaching job. Defensive line coach Mark Ivey will serve as the interim head coach for this game. This team may be due for a letdown after winning the Sun Belt Championship. They have failed to cover the point spread in 10 of their last 16 games after winning their last two games by at least double-digits against conference rivals. They have also failed to cover the point spread in 5 of their last 6 games after winning at least four straight games — and they have failed to cover the point spread in 5 of their last 7 games after winning at least eight of their last ten games.

FINAL TAKE: This is the eighth bowl back for Stockstill as the head coach of Middle Tennessee. The extra time to prepare for the Mountaineers spread offense should help the Blue Raiders defense. With Middle Tennessee having the benefit of a gunslinger at quarterback playing his final game, expect a close game. 10* CFB Saturday Late Show Bailout with the Middle Tennessee Blue Raiders (209) plus the points versus the Appalachian State Mountaineers (210). Best of luck for us — Frank.

At 5:30 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (207) plus the points versus the Georgia Southern Eagles (208). Eastern Michigan (7-5) has won three straight games with their 28-20 win at Kent State as a 12.5-point favorite back on November 23rd. Georgia Southern (9-3) has won two straight contests after their 35-14 win at Georgia State back on November 24th as a 10-point favorite. These two teams face off in the Camellia Bowl in Birmingham, Alabama.

REASONS TO TAKE EASTERN MICHIGAN PLUS THE POINTS: These Eagles should build off their momentum of becoming bowl eligible with their November success. Eastern Michigan has covered the point spread in 10 of their last 11 games after a point spread loss. Eastern Michigan is led by a stout defense that ranks 32nd in the FBS by allowing only 22.0 PPG. This strong play has helped them stay competitive in almost all of their games. Despite facing teams playing in bowl games this season, five of their losses were decided by a combined 31 points with three of those losses by 3-point setbacks. Eastern Michigan’s defense has helped them play three straight Unders which is a good sign for them now. They have then covered the point spread in 17 of their last 22 games after playing an Under — and they have covered the point spread in 11 of their last 13 games after playing two straight Unders and they have covered the point spread in 7 straight games after playing three straight Unders. Eastern Michigan has covered the point spread in 17 of their last 22 games as an underdog — and they have covered the point spread in 14 of their last 19 games against teams with a winning record. And in their last 17 games against non-conference opponents, Eastern Michigan has covered the point spread 14 times. Georgia Southern has failed to cover the point spread in 3 of their last 4 games after winning their last two games against conference rivals. This team relies on their spread rushing attack to move the football — they have generated 276 and 409 rushing yards in their last two games. But Georgia Southern has then failed to cover the point spread in 5 of their last 6 games after rushing for at least 275 yards in two straight games. They have out-rushed their last two opponents by +182 and +335 yards in their last two games — but they have then failed to cover the point spread in 5 of their last 6 games after out-rushing their last two opponents by at least +125 yards. But this Eagles’ offense is one-dimensional as they rank 127th in the FBS by averaging just 82.8 passing YPG. Georgia Southern is averaging 66 YPG below what their opponents typically allow per game. They will be facing an Eastern Michigan team that already has played a similar offense from Navy before having two weeks to prepare for this specific scheme. Lastly, Georgia Southern has failed to cover the point spread in 6 straight games played on field turf.

FINAL TAKE: Eastern Michigan is extremely well-coached by Chris Creighton who gets the most out of his talent. With a strong defense with extra time to prepare for the Georgia Southern offense, expect another close game from this Eagles defense from the Mid-American Conference. 10* CFB Eastern Michigan-Georgia Southern ESPN Special with the Eastern Michigan Eagles (207) plus the points versus the Georgia Southern Eagles (208). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Fresno State Bulldogs (206) minus the points versus the Arizona State Sun Devils (205). Fresno State (11-2) won the Mountain West Conference Championship with their 19-16 upset win at Boise State in the snow as a 1.5-point underdog two weeks ago. Arizona State (7-5) has won four of their last five games with their 41-40 win at Arizona as a 1.5-point favorite back on November 24th.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Fresno State should build off the momentum from that victory in the Mountain West Conference Championship Game as they have covered the point spread in 11 of their last 14 games after a straight-up win — and they are 18-7-1 ATS in their last 26 games after a point spread victory. Furthermore, the Bulldogs have covered the points spread in 16 of their last 21 games after failing to score more than 20 points — and they have covered the point spread in 15 of their last 19 games after not allowing more than 20 points. That game finished below the 51.5 point total — and they have covered the point spread in 7 straight road games after a game that finished Under the Total. This is a team that thrives on defense — they rank 2nd in the nation by allowing only 13.7 PPG while also ranking 17th in the FBS by giving up just 323.8 total YPG. Their defense travels as the Bulldogs are 5-2 on the road this season with an average winning margin of +15.3 PPG due to them only allowing 12.6 PPG away from home. This stout defense is a great complement to the Fresno State offense overseen by head coach Jeff Tedford who is considered an offensive guru and a quarterback whisperer with stints in the NFL and CFL following his coaching tenure at Cal. Senior quarterback Marcus McMaryion has passed for 3453 yards this season while posting an outstanding 25:3 touchdown-to-interception ratio. The coaching staff will be very familiar with the 3-3-5 defensive scheme they will see from Arizona State under defensive coordinator Danny Gonzales who came over from San Diego State which the Bulldogs compete against every year running the same defensive system. That is a good sign for a football team that has covered the point spread in 8 of their last 10 games against teams outside the Mountain West Conference. Arizona State has failed to cover the point spread in 14 of their last 18 road games after a victory on the road — and they have also failed to cover the point spread in 21 of their last 25 games on the road after winning four or five of their last six games. The Sun Devils have also failed to cover the point spread in 5 of their last 7 games after scoring at least 40 points in their last game. The Arizona State offense will be without their most dangerous weapon in wide receiver N’Keal Harry who is sitting out this game to keep himself healthy for the NFL draft that he is leaving school early to enter. First-year college head coach Herm Edwards looks to be using this game more as an opportunity to get his younger players experience for next season than a crucial contest that he wants his team to win. Sophomore quarterback Dillon Sterling-Cole is likely to get time in this game for senior QB Manny Wilkins. Arizona State has failed to cover the point spread in 7 of their last 9 bowl games — and they have failed to cover the point spread in 5 of their last 6 games when playing on a neutral field. The Sun Devils have struggled away from Tempe this season as they have lost four of their six games on the road wheel being out-gained by -85 net YPG. Furthermore, over their last three contests, Arizona State has been out-gained by -67.6 net YPG. The Sun Devils are vulnerable against the pass as they rank 82nd in the nation by allowing 238.7 passing YPG — and the Bulldogs rank 25th in the FBS by averaging 274.2 passing YPG. Arizona State has failed to cover the point spread in 6 of their last 8 games against teams outside the Pac-12 — and they have failed to cover the point spread in 4 straight games in the month of December.

FINAL TAKE: Tedford is 6-3 in his nine opportunities to coach in bowl games — and his team will be motivated to not only knock off a school from a Power-Five conference while earning a twelfth win this season which would be the most in program history. The Sun Devils have not been very good away from home and it looks like Edwards is using this game to prepare for next season. 20* CFB Arizona State-Fresno State ABC-TV Special with the Fresno State Bulldogs (206) minus the points versus the Arizona State Sun Devils (205). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the North Texas Mean Green (201) plus the points versus the Utah State Aggies (202). THE SITUATION: North Texas (9-3) has won two straight games as well as three of their last four games with their 24-21 win over UTSA as a 25-point favorite back on November 24th. Utah State (10-2) saw their ten-game winning streak snapped on that Saturday when they lost by a 33-24 score at Boise State as a 2.5-point underdog.

REASONS TO TAKE THE MEAN GREEN PLUS THE POINTS: I do not like the dynamic from which Utah State enters this game. They suffered a deflating loss to the Broncos that ruined their Mountain West championship aspirations. As it is, the Aggies have failed to cover the point spread in 8 of their last 11 games after a loss to a conference rival — and they have failed to cover the point spread in 5 straight games when bouncing back from a loss on the road to a conference rival. And while Utah State has not covered the point spread in their last two games, they have then failed to cover the point spread in 5 of their last 6 games after failing to cover the point spread in two straight games. The team is also without their head coach Matt Wells who left the program after that game to become the new head coach for Texas Tech. With interim head coach Frank Maile operating as a lame duck before Gary Andersen returns to the program to serve as the Aggies’ head coach again, it is questionable as to just how motivated this team will be for this game. Utah State has failed to cover the point spread in 7 of their last 11 games in the month of December. The Aggies have benefited from a +0.92 net turnover margin per game which is 8th best in the nation — but they did not force a turnover and suffered a -2 net turnover margin in that loss to Boise State. Utah State has failed to cover the point spread in 12 of their last 18 games after failing to force a turnover in their last game. Defense is also a concern for this team as they have allowed 471.1 total YPG which is over 85 YPG above their season average. Teams can pass on this team as they rank 84th in the nation by giving up 240.1 passing YPG. This is also a team that thrives at home with a dominant 35-9 mark at home over the years. Both of the Aggies’ losses were on the road this year where they were out-gained away from home by -47.8 net YPG. Additionally, Utah State has failed to cover the point spread in 15 of their last 19 games against teams with a winning record. North Texas has covered the point spread in 5 of their last 7 games after a win by 3 points or less against a Conference USA rival — and they have covered the point spread in 21 of their last 30 games after winning two straight games against conference rivals. Furthermore, the Mean Green has covered the point spread in 9 of their last 13 games after a straight-up win where they failed to cover the point spread as the favorite. North Texas may scare off some bettors considering that they have only covered the point spread once in their last eight games — but they have covered the point spread in 7 of their last 10 games after failing to cover the point spread in six or seven of their last eight games. Led by quarterback Matt Fine who has passed for over 3700 yards this season while posting a sterling 27:5 touchdown-to-interception ratio, the Mean Green has generated 511 and 516 yards in each of their last two games. North Texas has covered the point spread in 4 straight games after gaining at least 450 yards in two straight contests. Fine should find success against this Aggies pass defense as he leads an offense that ranks 11th in the nation by averaging 316.3 passing YPG. While the UNT pass defense is vulnerable, the Mean Green defense can make Utah State one-dimensional as they rank 15th in the nation by allowing only 113.5 rushing YPG. Lastly, North Texas has covered the point spread in 10 of their last 13 games against non-conference opponents.

FINAL TAKE: North Texas has reached a bowl game in each of the first two seasons under third-year head coach Seth Littrell — but they have yet to win that final game. The Mean Green should be very motivated to earth their first bowl win under Littrell while reaching the ten-win milestone this season. 25* CFB New Mexico Bowl Special Feature with the North Texas Mean Green (201) plus the points versus the Utah State Aggies (202). Best of luck for us — Frank.

At 1:30 PM ET on Saturday, we will be playing the Tulane Green Wave (203) minus the points versus the UL-Lafayette Ragin’ Cajuns (204). THE SITUATION: Tulane (6-6) became bowl eligible by winning four of their last five games with their 29-28 victory over Navy on November 24th as a 5-point favorite. UL-Lafayette (7-6) saw their three-game winning streak snapped on December 1st in the Sun Belt Conference Championship Game where they lost at Appalachian State by a 17.5-point underdog.

REASONS TO TAKE THE GREEN WAVE MINUS THE POINTS: Tulane will be very excited to be playing in their first bowl game since 2014 — and their first postseason game under third-year head coach Willie Fritz. The Green Wave were inches away from being bowl eligible last season before getting stuff on the goal line in their upset bid against SMU leaving them at 5-7 and ailing to become bowl eligible. This moment has been a long time coming for this program that returned fourteen starters from last year’s team. Tulane has covered the point spread in 6 of their last 7 games after a narrow win at home by 3 points or less. The Green Wave have lost three games this season decided by 7 points or less. And while they have not covered the point spread in four of their last six games, they have then covered the point spread in 4 of their last 5 games after failing to cover the point spread in four or five of their last six games. This team has improved on offense since Justin McMillan took over at quarterback. The graduate transfer from LSU has throw ten touchdown passes in his last five games after completing 18 of 29 passes for 291 yards with three TD passes against the Midshipmen while adding another touchdown with 51 rushing yards in that victory. The Green Wave have covered the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. Tulane did not force a turnover in that game — but they have covered the point spread in 4 of their last 5 games after failing to force at least one turnover in their last contest. This team led the American Athletic Conference by allowing just 5.4 Yards-Per-Play in conference games. They are particularly tough against the run as they ranked second in the AAC by allowing just 152.6 rushing YPG — and they held their opponents to only 3.95 Yards-Per-Carry. They held their opponents to 38 YPG below their offensive season average. Furthermore, the Green Wave have covered the point spread in 19 of their last 29 games when favored by 3.5 to 9.5 points. UL-Lafayette has covered the point spread in eight of their last ten games — but they have failed to cover the point spread in 5 of their last 8 games after failing to cover the point spread in six or seven of their last eight games. This is not a good matchup for this Ragin’ Cajuns team facing an opponent from a superior conference. UL-Lafayette relies on running the football so they will be playing into the strength of the Tulane defense — and they only average 208.0 passing YPG which is 89th in the FBS. The Ragin’ Cajun defense struggles to defend the run as they rank 107th in the nation by allowing 210.0 rushing YPG — and their opponents average 5.8 Yards-Per-Carry. They face a big challenge when facing this Green Wave offense that is 30th in the nation by averaging 208.3 rushing YPG. UL-Lafayette may be facing some new wrinkles as well after Fritz fired his offensive coordinator Doug Ruse after the Navy game. Alex Atkins will be calling the plays for this game. The Ragin’ Cajuns allowed their opponents to average 41 YPG above their offensive season average. They have failed to cover the point spread in 5 of their last 7 games with the Total set in the 56.5 to 63 point range. And while they have played two straight games Under the Total, they have then failed to cover the point spread in 5 of their last 7 games after playing two straight Unders.

FINAL TAKE: I like the dynamic this Tulane team has entering this game with the challenge of a new offensive coordinator helping to focus their attention as they play their first bowl game in years. UL-Lafayette usually is tapped to play in the New Orleans Bowl in the opening Saturday of the bowl season. This Green Wave is more battle-tested having played in an American Athletic Conference that is significantly better than the Sun Belt. 25* CFB CBS Sports Network Game of the Year with the Tulane Green Wave (203) minus the points versus the UL-Lafayette Ragin’ Cajuns (204). Best of luck for us — Frank.

At 3:00 PM ET on Saturday, we will be playing the Navy Midshipmen (103) plus the points versus the Army West Point Black Knights (104). THE SITUATION: Navy (3-9) enters their rivalry game coming off a 29-28 loss at Tulane as a 5-point underdog back on November 24th. Army (9-2) has won seven straight games with their 28-24 win over Colgate as an 11-point favorite back on November 17th.

REASONS TO TAKE THE MIDSHIPMEN PLUS THE POINTS: Navy had dominated this series by winning fourteen straight meetings starting in 2002 but they have lost these last two encounters with their arch rival. This has been a lost season for head coach Ken Niumatalolu in his eleventh season with the Midshipmen. Expectations were certainly high that with nine returning starters (not uncommon for a service academy program) from last year’s 7-6 team that lost six of their last seven games that this year’s team would take a step back up. Instead, the rigors of playing in the American Athletic Conference has taken its toll on the win-loss record of this football team. Yet an upset win over the Black Knights would offer this team plenty of positive feelings going into next season. Senior Zach Abbey will be concluding his career this afternoon back at quarterback after initially being moved to wide receiver to start the season — and he should offer the team an emotional lift since he played the last time the Midshipmen won this rivalry game. Expect the strongest effort of the season from Niumatalolo’s team as they have covered the point spread in 11 of their last 17 games after a loss on the road against a conference rival — and they have covered the point spread in 16 of their last 22 road games after a loss by 6 points or less. Navy has also covered the point spread in 6 of their last 7 games after losing eight of their last ten games. The Midshipmen are doing a good job of protecting the football as they have won the turnover battle in each of their last two games. Navy has covered the point spread in 22 of their last 29 road games after enjoying a +1 or better turnover margin in at least two straight games. Army had a 14-0 halftime lead over Colgate in their last game — but they have failed to cover the point spread in 6 of their last 8 games after not allowing more than 3 points in the first-half of their last game. The Black Knights have not allowed more than 241 yards of offense in three straight games — but they have then failed to cover the point spread in 5 of their last 6 games after not allowing more than 275 yards in at least two straight games. Furthermore, Army has failed to cover the point spread in 9 of their last 12 games against teams with a losing record — and they have failed to cover the point spread in 16 of their last 23 games in games with the Total set no higher than 42. Lastly, the Black Knights have failed to cover the point spread in 35 of their last 51 games after a bye week(s) — and they have failed to cover the point spread in 6 of their last 8 games when playing on a neutral field as the favorite.

FINAL TAKE: The last four games between these two teams have been decided by 7 points or less. Expect another close game between these two rivals. 10* CFB Army-Navy CBS-TV Special with the Navy Midshipmen (103) plus the points versus the Army West Point Black Knights (104). Best of luck for us — Frank.