Ray Monohan Premium Picks

Known in the in online gambling industry as “The Razor” – Ray Monohan. The Senior Handicapper at CappersPicks. A “sharp” 40 something year old handicapper and statistical geek by day, proud father of 2 by night. Ray got his feet wet working for a MAJOR offshore sportsbook in Antigua from 1996-2001, this was the stepping stone Ray needed to achieve his eventual dream of running a sports gambling and information website in the online sportsbook industry.

Ray Monohan

Ray Monohan

FOOTBALL IS HERE! 406-344 54% +2697 since Mid-Dec! Full transparency as always. Consistent results across multiple sports right now. $20–$29 plays | 1-Day $59 | 3-Day $99.

Premium Packages

3★ CFB RED-HOT | 406-344 54% +2697 | 169-142 54% +1203 RUN

CFB CURRENT FORM

CFB Current: 12-5 71% +660
CFB Sides: 10-4 71% +570
Top NCAA-F Totals: 25-13 66% +1074

Razor has a CFB selection on the board. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This sits well in the broader run.

3★ CFB RED-HOT | 406-344 54% +2697 | 169-142 54% +1203 RUN
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Price: $25.00

*This package includes 1 NCAA-F pick


2★ CFB ANGLE | 406-344 54% +2697 | 169-142 54% +1203 RUN

RECENT FORM

CFB Current: 12-5 71% +660
Football Sides: 31-19 62% +1017
Top NCAA-F Totals: 25-13 66% +1074

— DISCOUNTED PLAY! Razor has a CFB selection on the board. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This is where the numbers line up.

2★ CFB ANGLE | 406-344 54% +2697 | 169-142 54% +1203 RUN
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


1★ CFB STANDARD | 406-344 54% +2697 RUN | 169-142 54% +1203

CFB CURRENT FORM

CFB Current: 12-5 71% +660
CFB Sides: 10-4 71% +570
Top NCAA-F Totals: 25-13 66% +1074

Razor has a CFB selection on the board. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. This one fits the board as it stands.

1★ CFB STANDARD | 406-344 54% +2697 RUN | 169-142 54% +1203
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


3★ CFB RED-HOT | 406-344 54% +2697 RUN | 169-142 54% +1203

CFB CURRENT FORM

CFB Current: 12-5 71% +660
CFB Sides: 10-4 71% +570
Football Sides: 31-19 62% +1017

Razor has a CFB selection on the board for SUNDAY CFB. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. Comfortable spot in the current cycle.

3★ CFB RED-HOT | 406-344 54% +2697 RUN | 169-142 54% +1203
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


Short-Term Subscription Options

Razor’s 1-Day All-Access Pass — $59
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $14,390 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases on today's games! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $59.95 and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

1 Day All Sports
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Price: $59.95

*This subscription currently includes 3 NCAA-F picks but more may be added during the term of the subscription.


Razor’s 3-Day All-Access Pass — $99
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $14,390 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 3 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $33.32/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

3 Day All Sports
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Price: $99.95

*This subscription currently includes 4 NCAA-F picks but more may be added during the term of the subscription.


Razor’s 7-Day All-Access Pass — $174
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $14,390 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 7 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $24.99/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

7 Day All Sports
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Price: $174.95

*This subscription currently includes 4 NCAA-F picks but more may be added during the term of the subscription.


Long-Term Subscription Options

Razor’s 30-Day All-Access Pass — $349
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $14,390 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 30 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $11.66/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

30 Day All Sports
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Price: $349.95

*This subscription currently includes 4 NCAA-F picks but more may be added during the term of the subscription.


Razor’s 365-Day All-Access Pass — $999
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $14,390 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 365 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $2.74/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

365 Day All Sports
Buy Now
Price: $999.95

*This subscription currently includes 4 NCAA-F picks but more may be added during the term of the subscription.


*DISCOUNTED* Razor's MLB All-Access Package!

**3x Top 10 MLB handicapper!**

Now on a 54-42 run with his last 100 and 232-208 run with his last 451 MLB picks!

This subscription includes EVERY MLB PREMIUM PICK Ray releases through the end of the 2026 World Series! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*DISCOUNTED* Razor's MLB All-Access Package!
Buy Now
Price: $399.95

No picks available.


Free picks

Game Details
Sep 05 '26, 3:00 PM in 1h
NCAA-F | Tennessee State vs Georgia
Play on: Georgia -46½ -110 at Draft Kings
Game Analysis

Georgia -46.5

Georgia is worth a free move laying points. The Bulldogs will not have any issue here against Tennessee State. This Tenn State side lost to Jackson State in Week 0 and will just simply not be able to slow Georgia down. Even the second stringers will be able to move the ball with easy as this game will be a blowout from the start. Back Georgia. Locking this in early. Ray’s daily FREE plays are meant to be smaller bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Today's FREE selection is a strong lean on UG ATS. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray.

Saturday FREE NCAAF ATS Play

2-1 Thursday! 406-344 54% +2697 since Mid-Dec! The current run has been strong, and today’s card is posted. A BIG 3× Play Card is up for today, and Ray’s DISCOUNTED Day Pass gets you full access. Razor is a top-ranked handicapper across every network where his plays are sold, and he’s continuing to climb the leaderboards. As always… “Pad that bankroll one day at a time.”

Pick Released on Sep 04 at 10:19 am

YESTERDAY'S PLAYS

SERVICE BIO

The Most Selective Capper on the Network

New Network Star Rating Structure Ratings will now be 1★ to 5★ Each ★ equals $100 per star

Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.

Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.

Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits.

No hype. No guesswork. Just calculated positions backed by data.

No gimmicks. No “Game of the Year.” Just results.

You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.

Percentage-Based Rating System

All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.

1 Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure.

2 Plays Solid, well-qualified positions that meet core system thresholds.

3 Plays Higher-rated positions where multiple data points align and confidence is elevated.

4 Plays Signature Best Bets reserved for Razor’s strongest positions on the card.

5 Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design.

Built for Long-Term Success

This approach is not about chasing every game on the board. It’s about discipline, & profits over time.

Follow a proven process trusted by serious bettors who value structure and results over hype.

“Pad that bankroll one day at a time.” — Razor Ray Monohan